Associated Phone Numbers

• (305) 253-5620
• (305) 323-1928
• (305) 297-9475
• (305) 498-6662
• (770) 297-9475
• (770) 319-4465
• (770) 596-8451
• (770) 596-8452

Associated Email Addresses

• xxxxxxxx@aol.com
• xxxxxxxx@bcafs.com
• xxxxxxxx@hotmail.com
• xxxxxxxx@tmw.com
• xxxxxxxxx@bcafs.com
• xxxxxxxxxx@bcafs.com
• xxxxxxxxxxxxxx@schousing.com
• xxxxxxxxxxxxxxx@bcafs.com
• xxxxxxxxxxxxxxxx@bcafs.com
• xxxxxxxxxxxxxxxxxx@gmail.com

Jobs

• South Carolina State Housing Finance and Development Authority Housing Program Coordinator at South Carolina State Housing Finance and Development Authority (since 2010)
• American Management Services Investment Manager at American Management Services (2007-2010)
• The Finch Group Senior Asset Manager at the Finch Group (2002-2006)
• The Richman Group (formerly Wilder Richman Management Company) Property Manager at the Richman Group (formerly Wilder Richman Management Company) (2000-2002)
• The Related Group Property Manager - Trg Management Group of Florida at the Related Group (1999-2000)
• Aimco Community Manager at Aimco (1996-1999)
• Insignia Management Group Resident Services Coordinator at Insignia Management Group (1995-1995)
• Bca Financial Services

Education

• Bachelor’s Degree, Computer Science from Clark Atlanta University (1987-1991)

Associated Phone Numbers

• (650) 712-1912
• (650) 728-8802
• (412) 464-9732
• (412) 461-3933
• (203) 531-3449
• (816) 444-5646

Associated Email Addresses

• xxxx@sechelonline.com
• xxxxxx@hotmail.com
• xxxxxxxx@aol.com
• xxxxxxxx@netzero.net
• xxxxxxxxx@factset.com
• xxxxxxxxx@yahoo.com
• xxxxxxxxxx@beverlyhills-90210.com
• xxxxxxxxxxx@aol.com
• xxxxxxxxxxx@cox-internet.com
• xxxxxxxxxxx@coxinternet.com
• xxxxxxxxxxx@mail.com
• xxxxxxxxxxx@yahoo.com
• xxxxxxxxxxxx@att.net
• xxxxxxxxxxxx@worldnet.att.net
• xxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxx@sbcglobal.net
• xxxxxxxxxxxxxx@hotmail.com

Jobs

• Impellia Advisor at Impellia (since 2017)
• Nexttier Education Advisor at Nexttier Education (since 2016)
• Online Education Research Llc ---onlineeducation.com Co-founder at Online Education Research Llc ---onlineeducation.com (since 2015)
• Keller Williams Peninsula Estates Real Estate Agent/realtor at Keller Williams Peninsula Estates (since 2014)
• Data Simply, Partner/co-founder at Sechel Ventures, Inc., Member Board of Trustees at Sea Crest School Advisor at Data Simply, Partner/co-founder at Sechel Ventures, Inc., Member Board of Trustees at Sea Crest School (since 2013)
• Sechel Ventures Partners Llc Co-founder at Sechel Ventures Partners Llc (since 2012)
• Sea Crest School Member Board of Trustees at Sea Crest School (since 2009)
• Factset V.p., Regional Manager, West Coast -sales at Factset (2001-2013)
• Factset Research Systems V.p. Investment Banking Southeast Sales at Factset Research Systems (1998-2000)
• Factset Research Systems Senior Consultant at Factset Research Systems (1996-1998)
• Carnegie Mellon University Financial Aid at Carnegie Mellon University (1991-1994)

Education

• B.s., Economics from Carnegie Mellon University (1987-1991)
• College of San Mateo

Associated Phone Numbers

• (503) 203-1948
• (503) 203-1760
• (617) 277-5901
• (508) 981-0505

Associated Email Addresses

• xxxxxx@gmail.com
• xxxxxxxxx@hotmail.com
• xxxxxxxxx@va.gov
• xxxxxxxxxx@kjww.com
• xxxxxxxxxx@va.gov
• xxxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxx@peoplepc.com
• xxxxxxxxxxxxxxx@va.gov
• xxxxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxxx@va.gov

Jobs

• U.s. Department of Veterans Affairs Deputy Network Director, Va New England Healthcare System at U.s. Department of Veterans Affairs (since 2015)
• U.s. Department of Veterans Affairs Acting Deputy Network Director, Va New England Healthcare System at U.s. Department of Veterans Affairs (since 2014)
• Department of Veterans Affairs Chief of (director) Clinical Engineering - Va New England Healthcare System (visn 1) at Department of Veterans Affairs (since 2012)
• U.s. Department of Veterans Affairs

Education

• M.s., Biomedical Engineering from the University of Connecticut (2005-2007)
• B.s., Biomedical Engineering from Worcester Polytechnic Institute (2001-2005)

Associated Phone Numbers

• (334) 358-4163
• (334) 718-9462
• (276) 935-8263
• (314) 962-9034

Associated Email Addresses

• xxxx@sechelonline.com
• xxxxx@yahoo.com
• xxxxxx@hotmail.com
• xxxxxx@worldnet.att.net
• xxxxxxxx@aol.com
• xxxxxxxx@netzero.net
• xxxxxxxxx@factset.com
• xxxxxxxxxx@beverlyhills-90210.com
• xxxxxxxxxxx@cox-internet.com
• xxxxxxxxxxx@coxinternet.com
• xxxxxxxxxxx@mail.com
• xxxxxxxxxxx@yahoo.com
• xxxxxxxxxxxx@att.net
• xxxxxxxxxxxx@worldnet.att.net
• xxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxx@its-networks.com
• xxxxxxxxxxxxx@sbcglobal.net
• xxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxx@hotmail.com
• xxxxxxxxxxxxxx@its-networks.com

Jobs

• Impellia Advisor at Impellia (since 2017)
• Nexttier Education Advisor at Nexttier Education (since 2016)
• Online Education Research Llc ---onlineeducation.com Co-founder at Online Education Research Llc ---onlineeducation.com (since 2015)
• Keller Williams Peninsula Estates Real Estate Agent/realtor at Keller Williams Peninsula Estates (since 2014)
• Data Simply, Partner/co-founder at Sechel Ventures, Inc., Member Board of Trustees at Sea Crest School Advisor at Data Simply, Partner/co-founder at Sechel Ventures, Inc., Member Board of Trustees at Sea Crest School (since 2013)
• Sechel Ventures Partners Llc Co-founder at Sechel Ventures Partners Llc (since 2012)
• Sea Crest School Member Board of Trustees at Sea Crest School (since 2009)
• Factset V.p., Regional Manager, West Coast -sales at Factset (2001-2013)
• Factset Research Systems V.p. Investment Banking Southeast Sales at Factset Research Systems (1998-2000)
• Factset Research Systems Senior Consultant at Factset Research Systems (1996-1998)
• Carnegie Mellon University Financial Aid at Carnegie Mellon University (1991-1994)
• Information Transport Sltns
• Information Transport Solutions
• Sechel Ventures Partners
• Sechel Ventures Partners
• Optimum Home Health
• Korry Electronics Co

Education

• B.s., Economics from Carnegie Mellon University (1987-1991)
• College of San Mateo

Associated Phone Numbers

• (217) 251-7783
• (765) 665-0386
• (217) 465-4101
• (305) 372-2820
• (217) 887-9024
• (217) 519-4246
• (217) 665-0386
• (334) 290-3663
• (636) 265-0514

Associated Email Addresses

• xxxxxxx@aol.com
• xxxxxxx@gmail.com
• xxxxxxxx@autonation.com
• xxxxxxxx@gmail.com
• xxxxxxxx@repsrv.com
• xxxxxxxx@republicservices.com
• xxxxxxxx@shiloh.k12.il.us
• xxxxxxxx@yahoo.com
• xxxxxxxxx@alltell.net
• xxxxxxxxx@disposal.com
• xxxxxxxxx@hotmail.com
• xxxxxxxxx@yahoo.com
• xxxxxxxxxx@aol.com
• xxxxxxxxxx@cox.net
• xxxxxxxxxx@yahoo.com
• xxxxxxxxxxx@yahoo.com
• xxxxxxxxxxxxx@applecreek.cc
• xxxxxxxxxxxxx@applecreek.com
• xxxxxxxxxxxxx@awin.com
• xxxxxxxxxxxxx@gmail.com

Jobs

• Krd Trucking Regional Manager at Krd Trucking (since 2014)
• Krd Trucking Division Manager at Krd Trucking (2013-2014)
• Independent Property Insurance Adjuster (since 2007)
• Republic Services General Manager at Republic Services (2005-2013)
• Regis Corporation Operations Manager at Regis Corporation (2005-2007)
• Allied Waste Operations Manager at Allied Waste (2003-2005)
• Trust Mobile Home Sales, Inc Sales Manager at Trust Mobile Home Sales, Inc (2003-2005)
• Select Vending, Inc Route Sales Manager at Select Vending, Inc (2002-2006)
• Allied Waste Cdl Driver, Dispatcher, Operations Supervisor, Sales Representative, Customer Service Manager at Allied Waste (1993-2003)
• New Tribes Mission Missionary-stateside & Overseas at New Tribes Mission (1992-2002)
• Sentry Insurance Sales Representative at Sentry Insurance (1990-1992)
• Liberty Mortgage Loan Officer / Loan Processor at Liberty Mortgage (1986-1989)
• Wilmerhale Ip Staff Training Manager at Wilmerhale (since 2015)
• Wilmerhale Patent Administrator at Wilmerhale (2014-2015)
• International Legal Technology Association (ilta) Ilta 2014 Conference Committee, General Team Member at International Legal Technology Association (ilta) (2013-2014)
• Fish & Richardson P.c. Patent Prosecution Training Administrator at Fish & Richardson P.c. (2012-2014)
• Fish & Richardson P.c. Contract It Business Analyst at Fish & Richardson P.c. (2012-2012)
• Fish & Richardson P.c. Contract It Specialist Ii at Fish & Richardson P.c. (2011-2012)
• Massachusetts Office of the Inspector General Staff Counsel at Massachusetts Office of the Inspector General (2010-2011)
• Fish & Richardson P.c. Patent Paralegal/case Manager at Fish & Richardson P.c. (2004-2007)
• Neopost
• Wilmerhale
• Wilmerhale
• Wilmerhale
• Wilmerhale
• Fish & Richardson P.c.
• Fish & Richardson P.c.
• Fish & Richardson P.c.
• International Legal Technology Association (ilta)
• Massachusetts Office of the Inspector General
• Fish & Richardson P.c.

Education

• Business Administration and Management, General from Southern Illinois University, Carbondale
• Core - Credential of Readiness, Business Analytics, Economics for Managers, Financial Accounting from Harvard Business School Online (2016-2016)
• Core - Credential of Readiness, Business Analytics, Economics for Managers, Financial Accounting from Hbx | Harvard Business School (2016-2016)
• J.d., Intellectual Property Certificate from the University of Connecticut School of Law (2007-2010)
• B.a., Music, Legal Studies from Brandeis University (1999-2003)

Associated Phone Numbers

• (713) 748-4925
• (409) 986-9124
• (276) 669-6913
• (770) 380-7232

Associated Email Addresses

• xxxx@sechelonline.com
• xxxxxx@hotmail.com
• xxxxxxxx@aol.com
• xxxxxxxx@netzero.net
• xxxxxxxxx@aol.com
• xxxxxxxxx@factset.com
• xxxxxxxxxxx@cox-internet.com
• xxxxxxxxxxx@coxinternet.com
• xxxxxxxxxxx@mail.com
• xxxxxxxxxxx@yahoo.com
• xxxxxxxxxxxx@att.net
• xxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxx@worldnet.att.net
• xxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxx@sbcglobal.net
• xxxxxxxxxxxxxx@hotmail.com

Jobs

• Impellia Advisor at Impellia (since 2017)
• Nexttier Education Advisor at Nexttier Education (since 2016)
• Online Education Research Llc ---onlineeducation.com Co-founder at Online Education Research Llc ---onlineeducation.com (since 2015)
• Keller Williams Peninsula Estates Real Estate Agent/realtor at Keller Williams Peninsula Estates (since 2014)
• Data Simply, Partner/co-founder at Sechel Ventures, Inc., Member Board of Trustees at Sea Crest School Advisor at Data Simply, Partner/co-founder at Sechel Ventures, Inc., Member Board of Trustees at Sea Crest School (since 2013)
• Sechel Ventures Partners Llc Co-founder at Sechel Ventures Partners Llc (since 2012)
• Sea Crest School Member Board of Trustees at Sea Crest School (since 2009)
• Factset V.p., Regional Manager, West Coast -sales at Factset (2001-2013)
• Factset Research Systems V.p. Investment Banking Southeast Sales at Factset Research Systems (1998-2000)
• Factset Research Systems Senior Consultant at Factset Research Systems (1996-1998)
• Carnegie Mellon University Financial Aid at Carnegie Mellon University (1991-1994)
• Sechel Ventures Partners
• Optimum Home Health

Education

• B.s., Economics from Carnegie Mellon University (1987-1991)
• College of San Mateo

Associated Phone Numbers

• (305) 323-1928
• (305) 253-5620
• (803) 667-9825
• (305) 297-9475
• (305) 498-6662
• (770) 297-9475

Associated Email Addresses

• xxxxxxxx@aol.com
• xxxxxxxx@hotmail.com
• xxxxxxxx@tmw.com
• xxxxxxxxx@bcafs.com
• xxxxxxxxxxxxxx@schousing.com
• xxxxxxxxxxxxxxxx@bcafs.com
• xxxxxxxxxxxxxxxxxx@gmail.com

Jobs

• South Carolina State Housing Finance and Development Authority Housing Program Coordinator at South Carolina State Housing Finance and Development Authority (since 2010)
• American Management Services Investment Manager at American Management Services (2007-2010)
• The Finch Group Senior Asset Manager at the Finch Group (2002-2006)
• The Richman Group (formerly Wilder Richman Management Company) Property Manager at the Richman Group (formerly Wilder Richman Management Company) (2000-2002)
• The Related Group Property Manager - Trg Management Group of Florida at the Related Group (1999-2000)
• Aimco Community Manager at Aimco (1996-1999)
• Insignia Management Group Resident Services Coordinator at Insignia Management Group (1995-1995)
• Bca Financial Services

Education

• Bachelor’s Degree, Computer Science from Clark Atlanta University (1987-1991)

Associated Phone Numbers

• (303) 955-4490
• (405) 273-2642
• (503) 203-1760
• (919) 740-0678

Associated Email Addresses

• xxxxxxx@aol.com
• xxxxxxxxx@hotmail.com
• xxxxxxxxxx@gmail.com
• xxxxxxxxxx@kjww.com
• xxxxxxxxxx@siplast.com
• xxxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxx@peoplepc.com
• xxxxxxxxxxxxxxx@siplast.com
• xxxxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxxx@siplast.com
• xxxxxxxxxxxxxxxx@va.gov

Jobs

• U.s. Department of Veterans Affairs Deputy Network Director, Va New England Healthcare System at U.s. Department of Veterans Affairs (since 2015)
• U.s. Department of Veterans Affairs Acting Deputy Network Director, Va New England Healthcare System at U.s. Department of Veterans Affairs (since 2014)
• Department of Veterans Affairs Chief of (director) Clinical Engineering - Va New England Healthcare System (visn 1) at Department of Veterans Affairs (since 2012)
• Siplast
• U.s. Department of Veterans Affairs

Education

• M.s., Biomedical Engineering from the University of Connecticut (2005-2007)
• B.s., Biomedical Engineering from Worcester Polytechnic Institute (2001-2005)

Associated Phone Numbers

• (610) 272-2875
• (610) 272-2498
• (610) 715-8747
• (850) 803-1335
• (918) 869-0172
• (918) 869-8663
• (610) 272-7643
• (484) 431-9689
• (248) 642-7445
• (517) 214-7658
• (517) 410-3325
• (517) 827-1656
• (517) 862-2486
• (610) 781-9040
• (908) 782-3443
• (908) 782-9682
• (918) 683-6164

Associated Email Addresses

• xxxxxxx@aol.com
• xxxxxxx@gmail.com
• xxxxxxx@hotmail.com
• xxxxxxx@yahoo.com
• xxxxxxxx@hotmail.com
• xxxxxxxx@yahoo.com
• xxxxxxxxx@hotmail.com
• xxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxx@yahoo.com
• xxxxxxxxxxxxxxxx@domainsbyproxy.com
• xxxxxxxxxxxxxxxxxxx@gmail.com

Jobs

• Hot Line Construction, Inc. District Manager, Civil Construction at Hot Line Construction, Inc. (since 2011)
• Ibm

Associated Phone Numbers

• (786) 863-2134
• (804) 739-2497
• (804) 748-6051
• (303) 367-5467
• (303) 420-4510
• (720) 379-3547
• (941) 367-5467
• (941) 379-3547

Associated Email Addresses

• xxxxxx@denverhealth.org
• xxxxxxx@denverhealth.org
• xxxxxxxx@denverhealth.org
• xxxxxxxx@juno.com
• xxxxxxxx@mindspring.com
• xxxxxxxxx@denverhealth.org
• xxxxxxxxx@msn.com
• xxxxxxxxxxxx@denverhealth.org
• xxxxxxxxxxxx@met.police.uk
• xxxxxxxxxxxxx@denverhealth.org
• xxxxxxxxxxxxxxx@yahoo.com

Jobs

• Denver Health & Hospitals Auth
• Santa Clara Vally Medical Center( 1st-15 Yrs)) Denver Health (2nd-10 Yrs) Jackson Health (6yrs)
• Jackson Health System
• Jackson Health System

Education

Associated Phone Numbers

• (863) 696-2615
• (630) 584-8470
• (863) 528-5839
• (218) 763-3492
• (847) 830-4673
• (856) 697-5366
• (863) 678-9162
• (601) 892-9089

Associated Email Addresses

• xxxxxxxx@barrettgraphics.com
• xxxxxxxx@geocities.com
• xxxxxxxxxx@yahoo.com
• xxxxxxxxxxx@comcast.net
• xxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxx@hotmail.com
• xxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxxx@yahoo.com

Jobs

• Barrett Electric
• Barrett Electric
• Us Navy

Education

Associated Phone Numbers

• (217) 839-3235
• (510) 907-0285
• (864) 476-0802
• (864) 476-6764
• (864) 967-3448
• (770) 345-6629
• (404) 345-6629
• (864) 590-0323
• (716) 337-3021

Associated Email Addresses

• xxxxxxx@aol.com
• xxxxxxx@prtcnet.org
• xxxxxxxx@southsidechristian.org
• xxxxxxxxxxx@gmail.com
• xxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxx@yahoo.com

Jobs

• Team Building Outdoors
• Team Building Outdoors
• Synapse Massage & Bodywork

Education

Associated Phone Numbers

• (402) 677-4145
• (712) 329-0569

Associated Email Addresses

• xxxxxx@city-ventures.com
• xxxxxxx@city-ventures.com
• xxxxxxxx@city-ventures.com
• xxxxxxxx@yahoo.com
• xxxxxxxxx@aattbi.com
• xxxxxxxxx@city-ventures.com
• xxxxxxxxx@cox.net
• xxxxxxxxxxx@cox.net
• xxxxxxxxxxx@gmail.com
• xxxxxxxxxxx@hotmail.com
• xxxxxxxxxxxx@city-ventures.com
• xxxxxxxxxxxxx@city-ventures.com
• xxxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxxx@gmail.com

Jobs

• Cityventures
• Forte Opening Solutions
• Fnfitness
• Arclight Solutions
• Nishnatech, Llc
• City+ventures
• Spartan Motors, Inc.
• Spartan Motors, Inc.
• Smeal - a Spartan Motors Brand
• It Nexus, Inc
• It Nexus, Inc
• Us Bankruptcy Court, District of Nebraska
• Council Bluffs Community School District
• Iowa Army National Guard
• John Day Company

Education

Associated Phone Numbers

• (773) 580-4104
• (217) 887-9024
• (217) 519-4246
• (773) 283-4458

Associated Email Addresses

• xxxxxxx@aol.com
• xxxxxxx@gmail.com
• xxxxxxxx@robbinsdimonte.com
• xxxxxxxx@shiloh.k12.il.us
• xxxxxxxxx@alltell.net
• xxxxxxxxx@hotmail.com
• xxxxxxxxx@yahoo.com
• xxxxxxxxxx@cox.net
• xxxxxxxxxxx@aol.com
• xxxxxxxxxxxxxx@robbinsdimonte.com
• xxxxxxxxxxxxxxx@robbinsdimonte.com

Jobs

• Robbins Dimonte Ltd
• Robbins Dimonte, Ltd.
• Terlin Corporation
• Consolidated Packaging Corporation
• Robbins, Salomon & Patt

Education

Associated Phone Numbers

• (269) 236-5938
• (630) 936-2348

Associated Email Addresses

• xxxxxx@aol.com
• xxxxxx@webtv.com
• xxxxxxxxxxxxxxx@excite.com
• xxxxxxxxxxxxxxxx@aol.com

Associated Phone Numbers

• (269) 236-5938
• (630) 936-2348

Associated Email Addresses

• xxxxxx@aol.com
• xxxxxx@webtv.com
• xxxxxxxxx@gmail.com
• xxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxxx@excite.com
• xxxxxxxxxxxxxxxx@aol.com

Associated Phone Numbers

• (269) 236-5938
• (630) 936-2348

Associated Email Addresses

• xxxxxx@aol.com
• xxxxxx@webtv.com
• xxxxxxxxxxxxxxx@excite.com
• xxxxxxxxxxxxxxxx@aol.com

Associated Phone Numbers

• (309) 691-3658
• (315) 276-0677
• (309) 966-3575
• (815) 200-1385

Associated Email Addresses

• xxxxxxxxxx@yahoo.com
• xxxxxxxxxxx@yahoo.com

Associated Phone Numbers

• (252) 223-4148
• (315) 894-2009
• (423) 639-2435
• (508) 790-7656
• (704) 825-3027
• (423) 416-4392
• (845) 325-4512
• (585) 237-3269
• (585) 703-0321
• (704) 825-3468
• (716) 237-3269
• (704) 266-4131
• (704) 825-5930

Associated Email Addresses

• xxxxxxx@ix.netcom.com
• xxxxxxxx@earthlink.net
• xxxxxxxxx@aol.com
• xxxxxxxxx@yahoo.com
• xxxxxxxxxxx@adelphia.com
• xxxxxxxxxxx@aim.com
• xxxxxxxxxxx@bellsouth.net
• xxxxxxxxxxx@hotmail.com
• xxxxxxxxxxx@msn.com
• xxxxxxxxxxxxx@aol.com
• xxxxxxxxxxxxx@hotmail.com
• xxxxxxxxxxxxx@netscape.com

Education

• Hccc

Associated Phone Numbers

• (517) 214-7658
• (517) 646-6020
• (517) 827-1656
• (248) 642-7445
• (302) 678-8421
• (517) 410-3325
• (517) 862-2486

Associated Email Addresses

• xxxxxxx@yahoo.com
• xxxxxxxx@ibm.com
• xxxxxxxx@msn.com
• xxxxxxxxx@hotmail.com
• xxxxxxxxx@ibm.com
• xxxxxxxxxx@ibm.com
• xxxxxxxxxxx@gmail.com
• xxxxxxxxxxxxxx@yahoo.com
• xxxxxxxxxxxxxxx@ibm.com
• xxxxxxxxxxxxxxxx@ibm.com
• xxxxxxxxxxxxxxxxxxx@gmail.com

Jobs

• Ibm